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What you’ll pay, and when concessions apply.
Property finance, without the runaround.
Mortgage broker helping buyers, homeowners and investors across Wollongong, the Illawarra and NSW, with 60+ lenders to compare.
Mortgage & Finance Broker
Access to 60+ lenders
What are you looking to do?
- 01Buy my first homeWork out what you could borrow, what you need saved and how pre-approval works.
- 02Buy my next homeSelling, buying, timing. I help line up the finance so the move makes sense.
- 03Refinance my loanCheck whether your current loan still suits you, and what switching would involve.
- 04Invest in propertyCompare lender options for the loan behind your next investment.
You shouldn’t need to become a mortgage expert just to buy a house.
So here’s what I do for you.
01 / 03
- 01
I compare the options
I look across my lender panel and work out which options actually suit your situation.
- 02
I handle the legwork
Applications, lender back-and-forth, paperwork and follow-up. You don’t chase anyone.
- 03
I keep you in the loop
The numbers explained clearly, and regular updates without the finance jargon.
- Start
Tell me where you’re at
A quick call about your goals, numbers and timing.
- Then
I work out the finance
I compare lenders, find the fit and run the application.
- Finally
We get you moving
Pre-approval to settlement. I’m across every step.
The broker who picks up the phone.
I’ve spent years in sales, building a customer-first approach that focuses on real outcomes. I want the process to be clear, simple and financially smart.
You deal with me
Start to finish.
Plain English
No finance speak.
Your savings
Always part of the brief.
60+
More lenders. More ways to say yes.
Your bank can only offer its own loans. Every lender has different rules on income, deposits and property. With more than 60 to choose from, I find the ones that suit how you earn and what you’re buying.
A selection of the panel
Banks · Majors · Specialists
Google ReviewsFive-star reviews from Ethan’s clients
What clients say.
Straight answers on property finance.
Short explainers on what people ask Ethan most. Guides launching soon.
- Soon
Rate changes
What a move in rates means for your repayments.
- Soon
Borrowing power
What lenders look at to decide how much.
- Soon
Pre-approval
Why it matters before you start bidding.
- Soon
Deposits
Do you really need 20%? Not always.
- Soon
Refinancing
When switching is worth it, and when it isn’t.
Good
questions.
Your bank can only offer its own products. I compare loans from more than 60 lenders, so you see more options and I handle the application for you.
It depends on your income, expenses, existing debts and each lender’s policy, so the answer can differ a lot between lenders. A quick chat is the fastest way to a real number.
Pre-approval is a lender’s conditional indication of how much they’ll lend you. It means you can make offers and bid knowing your budget.
Not always. Some lenders accept smaller deposits, though lenders mortgage insurance may apply. We’ll work out what makes sense for you.
Sometimes. If your rate or loan features no longer suit you, switching can help, but there can be costs. I’ll run the numbers so you decide with the full picture.
Nothing formal. Tell me where you’re at and what you want to do. I’ll tell you which documents are needed once we know the right path.
Ready to work out your next move?
Tell me where you’re at. I’ll come back with a plan and the numbers.
Or book directly
Prefer to lock in a time now?
Book a quick call with Ethan.